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Condos under $500,000 in Whitby

This page shows every Whitby condo apartment asking under $500,000, the entry point to owning in town for commuters, students' families at Durham College and Ontario Tech, downsizers who want no stairs, and investors. At this budget the choice is usually between a smaller suite in one of the newer buildings near Whitby GO and the harbour, and a larger, older suite in a low-rise building along Dundas Street East or in Pringle Creek, where the fees are higher but the rooms are bigger. Both can be sound purchases; the difference is what you are paying for each month and what the building will need in the next decade. The commute is the strongest argument for Port Whitby, the space is the argument for the older buildings. The Miller team will pull the last year of sales for any building you are considering before you offer.

Condos under $500K: Whitby (19)

See all 19 listings

New Whitby condos for sale land here first. Save this search and we email you the moment one is listed.

Checking the building, not just the suite

Before your condition expires, your lawyer reviews the status certificate; you should read the highlights too. Look at the reserve fund balance against the age of the building, whether the last reserve fund study recommended fee increases, and if owners have been hit with, or warned of, a special assessment. In older Whitby low-rises, ask about windows, balconies, the roof and the boiler; in newer buildings near the station, ask how the first-year budget compared with actual costs and whether the developer has handed over the board. Establish how the parking spot and locker are held, deeded, exclusive-use or merely assigned, and whether the building allows the kind of tenant or pet you have in mind. Then walk the route to the platform or the bus stop at the hour you would actually use it.

Questions people ask about Condos under $500,000 in Whitby

Are there condos under $500,000 near Whitby GO?

Yes, usually the smaller one-bedroom and one-plus-den suites in the Port Whitby buildings, and occasionally larger suites in older buildings a short bus ride away. Inventory at this price moves quickly, so a saved search with an alert is the practical way to see them first.

Is a condo in Whitby a good rental investment?

Demand comes from GO commuters, hospital and college staff and students, and the corporation's rules decide whether and how you can rent. Compare the fee and the property tax against realistic rent, and remember that a tenant's lease survives a sale under Ontario law, which affects your exit.

What closing costs apply to a Whitby condo under $500,000?

Land transfer tax on the provincial scale, less any first-time buyer refund up to $4,000; legal fees and disbursements including the status certificate review; title insurance; and adjustments for the current month's fee and property tax. There is no Toronto-style municipal land transfer tax in Whitby.